.Union Finance Official Nirmala Sitharaman3 minutes checked out Last Upgraded: Aug 28 2024|12:15 AM IST.On the eve of the 10th anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Financing Official Nirmala Sitharaman announced that the government aims to open over 30 million brand-new PMJDY accounts in the course of 2024-25.Instruction press reporters, Sitharaman revealed that since August 14, 2024, a total of 531.3 thousand Jan-Dhan profiles have been opened given that the scheme’s launch a many years ago, with an advancing down payment difference of Rs 2.3 mountain.The average difference every account has increased coming from Rs 1,065 in March 2015 to Rs 4,352 since August 16, 2024. Around 80 per cent of these profiles are actually currently active.” PMJDY has participated in an essential duty in the course of the astronomical, specifically for females,” pointed out Sitharaman.Despite the allotment for no harmony and the lack of a minimum equilibrium demand, only 8.4 per cent of the accounts preserve an absolutely no equilibrium. The program has been actually particularly successful in non-urban and also semi-urban areas, where 66.6 per cent of the accounts are located.As of August 14, 2024, girls account owners exemplify 55.6 percent of the overall accounts, totaling up to 295.6 million profiles, according to the Department of Financing.
Presently, 99.95 per cent of all lived in towns have financial resources on call within a 5-kilometre span via different touchpoints, consisting of bank branches, automated bank employee makers, financial reporters, and India Post Settlements Banking Company.As of August 14, 2024, there more than 1.73 billion personnel CASA (current account savings account) profiles in the nation, including more than 530 million surgical PMJDY profiles.Regarding social protection schemes, Sitharaman highlighted that over 200 million collective enrolments have offered life insurance protection of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, along with an annual premium of Rs 436.Furthermore, over 450 million advancing enrolments have actually offered one-year accidental cover of Rs 2 lakh (for fatality or irreversible total handicap) and also Rs 1 lakh (for long-lasting partial special needs) under the Pradhan Mantri Suraksha Bima Yojana, along with a superior of Rs twenty yearly.The Atal Pension Yojana has actually enrolled over 68 thousand subscribers.In regards to credit-linked plans, Sitharaman mentioned that under the Pradhan Mantri Mudra Yojana, 489.2 million advancing loans amounting to Rs 29.93 mountain (as of July 12, 2024) have actually been actually approved to give collateral-free institutional money management to small and also business systems up to Rs 10 lakh for income-generating activities.Under the Stand Up India Scheme, 236,000 collective fundings completing Rs 53,609 crore (since July 15, 2024) have been actually sanctioned to Set up Caste, Scheduled Tribe, and also females entrepreneurs for setting up greenfield tasks.Additionally, the Pradhan Mantri SVANidhi program has actually sanctioned finances worth Rs 12,630 crore to 6.52 thousand street sellers as of August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) released on August 28, 2014.u00b7 PMJDY cumulative down payment difference of Rs 2.3 mountain.u00b7 There are over 1.73 billion operative CASA accounts.u00b7 Women account owners comprise 55.6% of overall profiles.Initial Published: Aug 27 2024|9:37 PM IST.